Bank Said No on Memphis Flip? We Fund Purchase + 100% of Rehab

Bank Said No on Memphis Flip? We Fund Purchase + 100% of Rehab

Memphis moves fast — the good flips in Frayser, Whitehaven, Raleigh and Berclair dont wait 45 days for a bank. Were a direct real estate investment lender funding investors across Memphis and the Mid-South, and we close on your timeline, not the banks. Non-owner-occupied investment property only. Heres what we fund: FIX & FLIP 1-4 family, condos, townhomes Up to 100 of the Purchase Price + 100 of Renovation Costs Up to 75 of the ARVAfter-Repair Value Loans starting at $75 K 12-month termextended terms available 650 minimum FICO No prepayment penalty Leverage scales with your track record — more completed flips, more leverage LONG-TERM RENTALbuy & hold / DSCR 30-year financing — fixed, hybrid ARMs 5/1, 7/1, 10/1, and interest-only options Up to 80 LTV on purchase; cash-out up to 75 Loans from $70 K Minimum property value $115 K 660 minimum FICO NEW CONSTRUCTIONground-up, 1-4 family Up to 90 of total Loan-to-Cost, up to 75 of ARV $100 K to $2 M Up to 24-month term 650 minimum FICO STABILIZED BRIDGE Up to 80 LTV / Loan-to-Cost $75 K up to $2 M 12-month termextended terms available 650 minimum FICO Whether its your first Memphis flip or your fiftieth rental, we structure the leverage around your experience. Fast approvals, real answers, no runaround. Reply to this posting with your deal — property, purchase price, rehab budget, and estimated ARV — and well get you terms. Investment/business-purpose loans only. Not for owner-occupied properties. Call or text 856-441-6560